Saving is an awesome way to make your money grow. Instead of spending all of your money as soon as you get it, saving lets you start to build up your very own cash reserve. It also gives you the power to pay for things that you wouldn’t normally be able to afford.

You can save for both short-term goals, like your dream prom dress, or for more expensive things in the future, like a laptop to take to college. The idea behind both types of saving is the same–only the dollar amounts, and the time you give yourself to get it together, are different.

A good way to start is to make a savings calendar. Figure out the amount you’ll need and the date you’ll need it. Then divide the amount by the number of days or weeks you have. If you save ten dollars a week, in two months you’ll be almost a hundred bucks closer to that amazing dress.